Welcome to the Talktechpay website, operated by TALKTECH LABS PRIVATE LIMITED in India. This agreement establishes the terms between TALKTECH LABS PRIVATE LIMITED and you, the user. Your location in online transactions is determined by factors such as IP address, billing and shipping addresses, self-selection, and account information. These terms apply to you and the specific Talktechpay entity designated for clients in your jurisdiction.
Throughout this agreement, "we," "us," and "our" refer to TALKTECH LABS PRIVATE LIMITED and any applicable subsidiaries, as well as "Talktechpay." These Terms govern your usage of the Site and its content.
It is your responsibility to regularly review these terms for any updates.
Registration and User Information
Certain features on the Site may require registration, though browsing is allowed without it.
During registration, you will need to provide contact details such as email, username, password, and other relevant information. Usage of objectionable or misleading usernames, or those resembling well-known brands, is prohibited. Talktechpay reserves the right to reject or delete any username.
For specific transactions like buying or selling products and services, you'll be prompted to provide details like name, address, billing, and credit card information. Additional information such as name, address, email, Talktechpay account, or product order may be required for customer or merchant support. Ensure accuracy and completeness in all provided information.
You're accountable for all activities under your account and for safeguarding the confidentiality of your password and account details. Any unauthorized use or security breaches must be promptly reported to Talktechpay in writing. You may be held liable for any losses incurred by Talktechpay or other Site users due to unauthorized account use.
User Age
Access to the website and services is limited to individuals authorized to engage in transactions under applicable laws. By using this Site or its services, you affirm that you're at least eighteen (18) years old or legally capable of entering into binding contracts.
If entering into this Agreement on behalf of a corporate entity, you affirm your authority to bind that entity to the terms herein. Failure to have legal authority to bind such an entity makes you personally responsible for all obligations and liabilities in this Agreement, including payment obligations.
Talktechpay disclaims liability for damages arising from reliance on guidance or communications believed to be from an authorized representative of a corporate entity. In case of doubt, Talktechpay may request additional authentication.
Usage of this Site
When using our blogs, forums, or any social media and communication tools, you agree to follow the applicable usage guidelines. Your commitment involves using Talktechpay exclusively for lawful purposes, ensuring compliance with all relevant laws and regulations. We expect users to engage responsibly and respectfully, fostering a positive and constructive online community experience for all participants.
User Conduct Restrictions
You are prohibited from:
Proprietary Rights
All intellectual property rights related to Talktechpay, Payment Services, trademarks, and confidential information, as well as any Site content, are owned by Talktechpay.
You are not permitted to copy, republish, or use any material or technology from Talktechpay or its suppliers on the Site without express prior written consent, unless explicitly stated otherwise in writing by Talktechpay.
User Consent
By providing your email address, you consent to Talktechpay and its affiliates contacting you with alerts and other information. Notifications posted on our website will be deemed received by you. Your email may be used for communication regarding updates, promotions, and relevant offers from Talktechpay and its affiliates.
User-Generated Content
You have the option to contribute content to Talktechpay or its features for user access. It is acknowledged that any prohibited content uploaded under these terms, the law, or any posting rules will be subject to removal at our discretion.
By publishing content on any public section of the Site, you grant us and our affiliated companies an enduring sublicensable right and license to utilize, reproduce, display, perform, distribute, modify, adapt, excerpt, exploit, and promote it across any media or form, whether for commercial or non-commercial purposes.
Data Management
We lack control over content provided by external parties. However, we reserve the right, though not obligated, to refuse to post or modify any content and delete any content at any time and for any reason. This ensures the maintenance of our platform's standards and compliance with our policies.
Third-Party Sites and Sellers/Product Suppliers
Links to external websites on the Talktechpay website indicate that we have no control over or liability for statements or information on third-party websites. Talktechpay is not responsible for reviewing, evaluating, or endorsing any offers on these websites. Users accessing external links from our website do so at their own risk.
Disclaimer of Warranties
We and our vendors offer no explicit guarantees or warranties regarding this Site; everything is provided "as is." The site and its contents are not guaranteed to meet your needs, be error-free, reliable, or function without interruption. Users access and use the Site at their own risk, acknowledging its inherent limitations and potential disruptions.
Limitation of Liability
To the fullest extent permitted by law, Talktechpay disclaims liability for any damages, including direct, indirect, special, incidental, consequential, punitive, or exemplary damages, even if we were aware of the possibility of such damages. This includes claims related to the unauthorized use of your personal information by a third party.
Indemnification
Improper use of our site may expose us, our affiliated businesses, and their officers, directors, agents, contractors, and employees to liabilities, claims, and costs, including legal fees. We reserve the right, at your expense, to assume exclusive control of the management and defense of any situation for which you would otherwise be indemnified.
Law and Jurisdiction
The interpretation and enforcement of these Terms shall be governed by the laws of India. Any disputes arising from these Terms or your use of the website shall be subject to the exclusive jurisdiction of the courts in India, where applicable laws prevail over any conflicting legal provisions.
Severability
This agreement, including any addenda, terms, policies, regulations, and guidelines, constitutes the entire agreement between you and us. In the event that any part of the Terms is deemed unlawful or unenforceable, the remaining sections shall continue in full force and effect, ensuring the integrity and validity of the agreement between the parties.
Termination
We reserve the right to terminate your use of this site for violating the Terms, stated rules, guidelines, or any other reason at our sole discretion. Such termination may occur without prior notice. Users are advised to adhere to the Terms and guidelines to avoid potential termination of their access to the site.
Terms and Conditions Changes
We reserve the right to modify the Terms at any time, and any such changes will take effect immediately. Users are encouraged to review the Terms periodically for updates.
Contact Us
If you have any inquiries or concerns about our terms, conditions, or payment gateway services, please reach out to us at talktechlabspvtltd@gmail.com.