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User Agreement Policy

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This Data Processing Agreement (DPA) delineates the terms and conditions governing the processing of personal data, demonstrating our steadfast commitment to privacy and adherence to data protection regulations.

Roles and Responsibilities

  • Data Controller: Talktechpay assumes the role of Data Controller, responsible for determining the purposes and methods of processing personal data collected through the platform.

  • Data Processor: In addition to its role as Data Controller, Talktechpay functions as the Data Processor, ensuring the lawful processing of personal data on behalf of the Data Controller and maintaining a dedication to legal compliance.

Personal Data and Processing Activities

  • Personal Data: Refers to information relating to an identified or identifiable natural person, encompassing details such as names, contact information, and transaction records.

  • Processing Activities: Encompass a variety of tasks, including transaction processing, account management, and service functionalities, all detailed in our comprehensive privacy policy.

Data Security Measures

We employ stringent security measures, including encryption, access controls, and regular security audits, to bolster the protection of personal data.

Confidentiality

All personal data is treated with utmost confidentiality, and our personnel strictly adhere to rigorous confidentiality obligations.

Data Subject Rights and Data Breach Response

We facilitate data subject rights and maintain a comprehensive response plan in the event of a data breach, ensuring swift and appropriate action.

Subprocessing and International Data Transfers

We engage carefully selected sub-processors and implement meticulous safeguards to govern international data transfers in compliance with data protection regulations.

Compliance with Laws and Audit Rights

We are steadfastly committed to complying with applicable data protection laws and extending the opportunity for audits of processing activities.

Data Deletion and Retention

We respect data subject rights for erasure and retain data in alignment with legal requirements, business needs, and explicit consent.

Notification Obligations and Liability

Full compliance with notification obligations in the event of incidents is assured, and we bear liability for breaches of data protection obligations.

Indemnification and Governing Law

Users and data subjects are indemnified against legal claims, with the agreement governed by the laws of India to ensure legal clarity and consistency.

Amendments to the Agreement

Talktechpay retains the right to update the DPA to reflect changes in data protection laws, business operations, or other pertinent factors. Users will be promptly informed of any amendments, and continued use of our services implies acceptance of the updated terms.